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Spend more time in bed. You'll save a fortune on heating.


Line your walls with aluminium foil. (Some bloke in a terraced house across the road from me did this back in the late 70s. His place was a furnace: entire ground floor heated with a single-bar electric fire.)


Say no to modern appliances (DAB radio, flat-screen tellies). They cost a lot more to run that old skool ones.


Invest in some all-in-one snug romper suits for adults. I have yet to find a reliable supply and may soon expand into designing/manufacturing some meself.

I got a bread machine for ?20 off Lily123 (I think that's her nick) through this very forum.

The bread is wonderful and works out about 30p including all the expensive ingredients like posher flour rather than Asda's own(!)

Saved LOADS and LOVE that bread machine.


I got a coffee maker from Ebay for about ?50 to replace one that had died a death after too much use.

Saved THOUSANDS by not going to the overpriced coffee shops ANd I get to stay indoors in the warm and not look a prat sitting in the window posing drinking overpriced coffee!!


And if you are rich enough to be able to afford to buy little plastic bags of pre-cut lettuce leaves and salad, instead of buying a whole lettuce or separate salad ingredients and making loads of salad - then wow. Just wow. How rich are you to waste all that money!

p.s Sorry, thats dangerous .


Scour the office for the humble penny. ?A good place to find money is on people?s desks. If you look in the cup that has pens and pencils or the container that holds the paper clips and rubber bands you can be sure to find small coins . Is this stealing ?

HonaB, mine were lifted straight out of a woman's weekly (chat, that's life, take the lift up - that sort of thing). They bring me untold pleasure. Although I can confess that gift wrapping the soap powder box was an artistic flourish all my own.


Actually, credit crunch tip: make up ever more bonkers ideas like the soap box magazine rack, submit to a woman's weekly with a photo - two hundred quid could be yours...

This is a tip I found by accident. If you place the inside part of greetings card against a south facing window, the sun will eventually bleach out the senders writing. The greeting card can then be reused for someone else?s birthday, anniversary etc. Be careful not to send it back to the person who sent it to you in the first place.
Another suggestion, instead of toilet roll, use all that junk mail you receive and then post it back to them, in the pre-paid envelope! They'll get the message and stop sending you junk, the postman will have less to post through the door and thus saving wear and tear on your letterbox!
When I'm broke I get a bag of chicken bits from the butchers in Peckham instead of dog food for my greedy mutt. It has feet, heads, skin, fat and sometimes bits of cow bone. I boil it all up for about half an hour, let it cool down and my dog loves it. He crunches through the chicken heads and laps up the water it was boiled in with joy.

Make a Will - Make a Difference

Will Aid is the UK's most enduring and successful charity Will-making scheme.


http://www.willaid.org.uk/


In November, you can have a basic Will professionally drawn up by a solicitor free of charge.

Solicitors are generously offering this service to raise as much money as possible for the Will Aid charities: ActionAid, British Red Cross, Christian Aid, Help the Aged, NSPCC, Save the Children UK, Sightsavers International, SCIAF and Trocaire.

Please respect the value of the service they are providing you with by being prepared to donate at the suggested level of ?75 for a single Will, ?110 for a pair of matching or mirror Wills or ?40 for a codicil.

Legal, aren't chicken and lamb bones dangerous for dogs? They are more brittle and likely to splinter, and could get caught in mutt's throat! Our hounds were given lots of dregs too eat, but never those kind of bones!

To keep on topio, and this is pretty boring and not v inspired, save ?? by not using the work canteen or Pret etc. I never buy a tea or coffee at work - we have a kettle and I take my own bags - and take all my own food. Others spend up to ?10 a day on food and drinks, especially the younger ones and the work experience people. Crazy youth!

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