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Trees in streets can cause e.g. boundary wall disturbance and issues around the trunks, but remember that tree roots in the main go down, so are unlikely to directly disturb foundations of houses, although they can, on clay soils, have some impact on water tables which may consequently cause movement. However trees, with most older houses, even where they may show some cracking are often not actually materially disposed to cause real problems (which more often are caused by building on hillside slopes etc.). We had slight cracks in a front wall facing the street when we bought our house nearly 40 years ago, the cracks have now effectively closed and over those 40 years we have had no subsidence issues at all, (fingers of course still firmly crossed). Insurers love subsidence and 'rising damp' as it allows them to whack up premiums without any real risk to themselves. Unless you now have clear and visible problems I really wouldn't worry. And I'd certainly not start any process which may only result in your paying much higher premiums, or making your house unsaleable in the future. -
By AllisonAdler · Posted
Agreed 100% also. We went through an epic trauma getting a tree removed in Forest Hill and were then made to go through our insurance by the council for the repairs. Ended in complete misery--raised premiums, difficulty switching insurers, and all for a few very minor cracks! It's changed a lot over the past fifteen years, from what I can gather, because the previous owners of our house had a much more serious problem with the same tree, but they managed to get their insurance to force the council to pay... -
By OSpringall · Posted
I was wondering if anyone had any recommendations for good female driving instructors? Slightly urgent because I’ve put this off for a bit too long. thanks -
Agreed 100%. Don't go near your insurance provider. You will condemn your property to massively increased premiums for ever more. Plus you will find it virtually impossible to switch insurers in the future.
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