Mick Mac Posted October 28, 2014 Share Posted October 28, 2014 Traders that quote one number for cash and another if cheque/bank transfer. Is this practice justifiable? I have a tradesman asking me for cash, he said he agreed this with my missus at the outset of the job.... Apparently his daily rate is ?20 cheaper if cash and that's what he quoted on. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/ Share on other sites More sharing options...
StraferJack Posted October 28, 2014 Share Posted October 28, 2014 "Is this practice justifiable? "never mind justifiable, you probably know why they are doing it and that's illegal (them not paying tax, not you knowing!) Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793919 Share on other sites More sharing options...
miga Posted October 28, 2014 Share Posted October 28, 2014 . Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793922 Share on other sites More sharing options...
Mustard Posted October 28, 2014 Share Posted October 28, 2014 I once employed a trader who did not have a bank account, and if people wanted to pay by cheque then they had to make it payable to his son. He was a great worker and I was happy to do either/or. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793925 Share on other sites More sharing options...
???? Posted October 28, 2014 Share Posted October 28, 2014 Give us ?4 and I'll tell you (?5 if it's a cheque) Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793927 Share on other sites More sharing options...
Jah Lush Posted October 28, 2014 Share Posted October 28, 2014 I had my flat completely redecorated last year and paid the builders in cash. Most of their employees were very nice hard working Poles. On payday they got paid in cash. Sometimes it's just more convenient that way. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793939 Share on other sites More sharing options...
Jeremy Posted October 28, 2014 Share Posted October 28, 2014 Of course most tradesmen prefer cash. But I've not had someone offer me two different prices before... it's a pretty cunning way of pushing the blame of their morally dubious practises back onto the customer. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793943 Share on other sites More sharing options...
Mustard Posted October 28, 2014 Share Posted October 28, 2014 Mick Mac Wrote:-------------------------------------------------------> Traders that quote one number for cash and another> if cheque/bank transfer. > > Is this practice justifiable? > > I have a tradesman asking me for cash, he said he> agreed this with my missus at the outset of the> job.... > > Apparently his daily rate is ?20 cheaper if cash> and that's what he quoted on.What did your wife say about it? Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793946 Share on other sites More sharing options...
Jeremy Posted October 28, 2014 Share Posted October 28, 2014 Oh, and I've also had the same trick ("it was a cash price all along, otherwise we wouldn't have given you this deal") for a 40K building job. When of course they'd made no such mention of this when quoting us. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793951 Share on other sites More sharing options...
red devil Posted October 28, 2014 Share Posted October 28, 2014 Jeremy Wrote:-------------------------------------------------------> Of course most tradesmen prefer cash. But I've not> had someone offer me two different prices> before... it's a pretty cunning way of pushing the> blame of their morally dubious practises back onto> the customer.Another trick is to not add VAT onto their quote in order to look more competitive.There's always a risk paying CIH as there's usually no paper work/receipt/guarantee, so you have little recourse if things go wrong... Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793968 Share on other sites More sharing options...
uncleglen Posted October 28, 2014 Share Posted October 28, 2014 Also they can claim working person's tax credits if they are self-employed and earn less than a certain amount. Given the climate in the building trade I'm not surprised they are doing these things- personally I try and do things myself! Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793973 Share on other sites More sharing options...
StraferJack Posted October 28, 2014 Share Posted October 28, 2014 what IS the climate in the building trade?because whenever I try and get a range of quotes AND choose someone, they all seem INCREDIBLY busy Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793974 Share on other sites More sharing options...
uncleglen Posted October 28, 2014 Share Posted October 28, 2014 Everyone is trying to undercut everyone else....Around ED it seems there is work going on in every other house so I'm not surprised you can't get people. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793978 Share on other sites More sharing options...
StraferJack Posted October 28, 2014 Share Posted October 28, 2014 so tradesmen are oversubscribed AND unable to charge more? I would argue that many people would pay a fair bit extra if they could be sure the person would turn up on time and deliver as promised Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793990 Share on other sites More sharing options...
???? Posted October 28, 2014 Share Posted October 28, 2014 Jeremy Wrote:-------------------------------------------------------> Oh, and I've also had the same trick ("it was a> cash price all along, otherwise we wouldn't have> given you this deal") for a 40K building job. When> of course they'd made no such mention of this when> quoting us.Jeremy with all due respect you must have been very naive not to clarify things like VAT on a 40K job!I'm happy paying cash if someone fixes my fence but any job over say ?2K it's proper quote all legit for any come backs etc (as RD says); same witha car but by a factor of a tenth. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-793992 Share on other sites More sharing options...
Mick Mac Posted October 28, 2014 Author Share Posted October 28, 2014 Mustard Wrote:-------------------------------------------------------> Mick Mac Wrote:> --------------------------------------------------> -----> > Traders that quote one number for cash and> another> > if cheque/bank transfer. > > > > Is this practice justifiable? > > > > I have a tradesman asking me for cash, he said> he> > agreed this with my missus at the outset of the> > job.... > > > > Apparently his daily rate is ?20 cheaper if> cash> > and that's what he quoted on.> > What did your wife say about it?She said - oh yeah that's right. I'm with Jeremy on this. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794013 Share on other sites More sharing options...
*Bob* Posted October 28, 2014 Share Posted October 28, 2014 It's more gentlemanly for the trader to wait until the customer suggests it. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794017 Share on other sites More sharing options...
Jeremy Posted October 28, 2014 Share Posted October 28, 2014 ???? Wrote:-------------------------------------------------------> Jeremy with all due respect you must have been> very naive not to clarify things like VAT on a 40K> job!Quote included VAT. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794026 Share on other sites More sharing options...
red devil Posted October 28, 2014 Share Posted October 28, 2014 So what happened Jeremy? Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794028 Share on other sites More sharing options...
*Bob* Posted October 28, 2014 Share Posted October 28, 2014 red devil Wrote:-------------------------------------------------------> So what happened Jeremy?*taps nose* - nothing you need to know about Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794031 Share on other sites More sharing options...
*Bob* Posted October 28, 2014 Share Posted October 28, 2014 Anyway, why would paying cash deprive you of either a receipt for the money or a guarantee for the work, regardless of the amount?You only don't get these things if the trader refuses to give them to you. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794033 Share on other sites More sharing options...
red devil Posted October 28, 2014 Share Posted October 28, 2014 *Bob* Wrote:-------------------------------------------------------> Anyway, why would paying cash deprive you of> either a receipt for the money or a guarantee for> the work, regardless of the amount?> > You only don't get these things if the trader> refuses to give them to you.Usually it's because the tradesman doesn't want a paper trail for the taxman to follow... Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794036 Share on other sites More sharing options...
Jeremy Posted October 28, 2014 Share Posted October 28, 2014 We caved in and paid cash, of course!!No problem regarding receipt, guarantee, and any issues with the build were fixed swiftly. Just doesn't feel great to be complicit in tax avoidance. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794037 Share on other sites More sharing options...
red devil Posted October 28, 2014 Share Posted October 28, 2014 Was it ever in writing that it was a 'cash only' quote?... Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794042 Share on other sites More sharing options...
MrBen Posted October 28, 2014 Share Posted October 28, 2014 *coughs*Sorry, I've got something in my throat. Link to comment https://www.eastdulwichforum.co.uk/topic/50798-traders-that-ask-one-price-for-cash/#findComment-794043 Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now