Has anyone had issues with subsidence caused by tree outside property?

[EDmummy101]

If you have any experience dealing with local authority or insurance company please can you private message me, as I would appreciate advice and to hear from someone who's been successful in having a tree causing damage removed from the pavement outside house.

I love trees but it doesn't seem sensible to have planted species which are growing or will grow into tall/large trees and need somewhere for their roots to grow... huge problem in this area (stumps and empty patches in pavements galore) especially with clay soil already causing some soil movement. 

Thanks and hopefully no rude replies. Seem to be some on here with too much time, ready to attack or with sarcastic comments.

[Moovart]

If you report this to Southwark they'll probably advise you to make a Third party claim or contact your insurance company. 

Obviously if your building is not yet affected you may be reluctant to contact your insurance company because it can lead to problems in future when you go to renew even if you don't make a claim. 

If it's just the pavement and garden wall etc you could start the conversation about removing/replacing the tree with the tree officer at Southwark, copying in your councillor if you get no reply.  

The claim advice is in the link if you want to go down that route or ring them for advice

https://www.southwark.gov.uk/housing/homeowners/leaseholders/building-insurance/make-claim

 

[EDmummy101]

Thanks, v helpful

[Earl Aelfheah]

We had this problem. Went through insurance. Big mistake. My advice, patch up the cracks and don't worry about it.

Edited 1 hour ago by Earl Aelfheah

[vladi]

48 minutes ago, Earl Aelfheah said:

We had this problem. Went through insurance. Big mistake. My advice, patch up the cracks and don't worry about it.

Agreed 100%.

Don't go near your insurance provider. You will condemn your property to massively increased premiums for ever more. Plus you will find it virtually impossible to switch insurers in the future.