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Glad to hear that the cops are taking crash for cash seriously.  The situation I am aware of the driver called the police, reported it separately as dangerous motorcycling, avoided all calls from 'ambulance chasers' and subsequently got a letter from the police saying it was an unregistered rider/uninsured rider.  It was reluctantly reported to their insurers who actually did not put up the premium which was a nice surprise. So as stressful as it may be just hold firm, deny everything, take down details and report to the police.

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