Jump to content

Recommended Posts

Hi there


We just got our buildings insurance quote and it is increased 25% - the feedback from the broker being that the post code has been updated for flood risk. We are in Adys Road (SE15) and it seems to me something really extreme would have to happen for us to flood here. I've only lived in the area for about 10 years but I'm not aware there has ever been any flood issues here.


Has anyone experienced the same and or does anyone know if this area has ever flooded or where I can get this information from?


thank you and again

There was a recent similar thread here that might help:


https://www.eastdulwichforum.co.uk/forum/read.php?20,2177427,2178068


I'd imagine that Insurance companies are among the first to take note when what was once considered extremely unlikely is flagged as perhaps being less unlikely.

I know very little about this, but the Council are about to embark on a flood alleviation scheme for Peckham common - details here - https://www.southwark.gov.uk/environment/flood-risk-management/notice-of-proposed-flood-alleviation-works-on-peckham-rye-common. If you click on the link to the project information board you?ll see they?ve done a hydrological survey, and there?s some modelling of once in a lifetime storm events. Maybe this being published is affecting premiums? But then if the scheme is effected there should be a consequent reduction of risk?
Also look at their exclusions. If this is marked as a flood risk area you may be offered a high excess. Dulwich had flood prevention measures on the park about 10 years ago and these plans for PR have been coming for about 5 years. Climate change is affecting flooding frequency. Many of the watercourses around here are just under the surface.

Hi there and thanks all for your replies on this .... After further pressure they have now pushed back and said that actually its not flood risk but that the area and postcode are flagging up as high risk for subsidence.


We got several quotes from other insurers' and the message is the same that there is an issue flagging up on the postcode. Just now I've pushed back the story has changed as to why. Its not a lot of money but for me there has to be a decent reason if you want to increase premiums by 25%


They now say that there are a lot claims flagging up in the area on subsidence and that by association we are at risk too and hence the increase.

Not a direct comment on the premium increase, but this is a high risk area for subsidence.


Pretty much all of south London is as the underlying substrate is clay which has a high water content and so can expand and contract with changes in the weather, proximity of trees, nearby water courses etc.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • I have a lovely photo of my son and husband which I would love to have painted as a Christmas gift. Can anyone recommend anyone locally who might do this? Many thanks 
    • Second recommendation for Fiona’s, my dog has been going there for a couple of years and loves it! Great team 
    • I would recommend Fiona's Diggidy Daycare which is in Loughborough Junction but they offer pick up and drop off services when they have capacity.  My dog has been going there for 3 years and loves it. 
    • Ask him politely if you can help him.  I remember staring at my old flat.  Can I help you a neighbour asked.  Yes I said, I had seen that they have split it into two flats. And we had a chat about it.   Edited to add - if they are doing this in plain site then it sounds harmless, but it would be good manners to knock on your door.  In our area there is someone well known on X that walks up and down taking pictures of anything out of the ordinary, often quite trivial, supposedly for laughs.  I could speculate who the owner could be, a creative or a gangster, but that would not be appropriate!
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...