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I have been using Starling as my main account for over two years and also have my joint account with them. I find them excellent, the app works really well and is reliable. The few times I've had to contact them for something they've been very responsive. For personal accounts the opening process was a breeze, less than 15 minutes from downloading the app to having an active debit card in Apple Wallet.


I haven't used their business product, but it's on the same underlying infrastructure so I can't imagine it'll be that different.

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