MiniViking Posted March 11, 2018 Share Posted March 11, 2018 I'm aware that a number of properties in our area have historically suffered from subsidence in one form or another, and so hoped someone might have any useful thoughts on where to obtain buildings (and contents) insurance? My house had an issue a number of years ago and unfortunately my current insurers have written to me to say that the insurer which they used is no longer on their panel and they have not been able to obtain alternative cover so my house is uninsured in a few weeks...!Thanks very much for any pointers.(I have seen a separate thread on here about using Aviva - that seemed to be focussed on contents only, rather than buildings insurance, but I will give them a try anyway) Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/ Share on other sites More sharing options...
Drxyster Posted March 11, 2018 Share Posted March 11, 2018 Having had our home underpinned in 1992, we have had problems with buildings insurance ever since. A previous EDF member suggested getting a structural engineers report on the property, which we did. Having a good bill of health from the structural engineer, I contacted about six different brokers and insurance companies emailing them the structural engineers report. The broker who we decided upon details as follows -: Ms Karen Landa Commercial & General Insurance Services Suite C10 Arena Business Centre Nine Nimrod Way Ferndown Dorset BH21 7SH Phone 0800 731 6242. Our Insurance is with "Insurance Corporation" a subsidiary company of "Royal & Sun Alliance" Hoping this proves helpful. Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1227818 Share on other sites More sharing options...
smartie1 Posted March 12, 2018 Share Posted March 12, 2018 Historical subsidence on our house. Also underpinned about 20 years ago. We have both buildings and contents insurance with Intelligent Insurance. https://www.intelligentinsurance.co.uk Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1227869 Share on other sites More sharing options...
joom Posted March 12, 2018 Share Posted March 12, 2018 Try Stephen Lower insurance - we had work done for subsidence on our flat and they insured us. Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1227896 Share on other sites More sharing options...
MiniViking Posted March 12, 2018 Author Share Posted March 12, 2018 Thanks very much for the replies (and for the PM's that a few others have sent directly to me). Very kind and helpful to have taken the time to reply. I'm still working on it but the thoughts have been useful. Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1228007 Share on other sites More sharing options...
George Orwell Posted March 12, 2018 Share Posted March 12, 2018 Our house was underpinned in 2000 with the total claim coming to just over ?100k - yes, ?100,000. After this, quotes for insurance were just silly prices.I found and was happy with a broker "Bureau Insure" who sent a chap around to assess the house (5 minutes and not what I'd call a survey). They found an insurance company quoting around half the price I had from my existing one.Bureau Insure have recently been taken over by Risk Alliance who so far have continued with decent renewal quotes for buildings.https://www.riskalliance.co.uk/private-clients.html Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1228027 Share on other sites More sharing options...
Herne Hill Guest Posted March 12, 2018 Share Posted March 12, 2018 I've heard of a Norwich Union policy which provides insurance if the subsidence was 15 or 25 years ago (can't remember which). Link to comment https://www.eastdulwichforum.co.uk/topic/185218-buildings-insurance-subsidence/#findComment-1228102 Share on other sites More sharing options...
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