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I also did it, and got money back about 3 years ago, but I think if you try now, they'll just send you a letter saying it's awaiting court decisions, and your case is on hold.


Don't know about you DJKQ, but when I got my money back, they refused to say that they had done any wrong.

Yeah same here... they accepted no liability.


From what I understand on Bank Charges, the OFT case was sucessful, but then on appeal the court ruled there could be a charge, but not 30 and 40 quid as banks had been charging.


On PPI, the banks are in trouble on that one. They have no defence in law for mis-selling and any claim for that is likely to be successful.

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    • Exactly - a snap election will make things even worse. Jazzer - say you get a 'new' administration tomorrow, you're still left with the same treasury, the same civil servants, the same OBR, the same think-tanks and advisors (many labour advisors are cross-party, Gauke for eg). The options are the same, no matter who's in power. Labour hasn't even changed the Tories' fiscal rules - the parties are virtually economically aligned these days.  But Reeves made a mistake in trying too hard, too early to make some seismic changes in her first budget as a big 'we're here and we're going to fix this mess, Labour to the rescue' kind of thing . They shone such a big light on the black hole that their only option was to try to fix it overnight. It was a comms clusterfuck.  They'd perhaps have done better sticking to Sunak's quiet, cautious approach, but they knew the gullible public was expecting an 24-hour turnaround miracle.  The NIC hikes are a disaster, I think they'll be reversed soon and enough and they'll keep trying till they find something that sticks.   
    • Totally agree with you.  🤣🤣🤣🤣🤣
    • It took the Tories 14 years to dig that 20bn blackhole. It's taken Labour 14 months to double it.  You cant get rid of Reeves though because the next person will actually be totally incompetent. There are no MPs in Labour capable of performing better than the current shower.
    • Thanks P. That sounds like a bargain compared to other horror stories I've heard! 
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