second baby early/late - one very unscientific research
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Cheques are still the safest way to send money to others if you want to make a 'thing' of it. At Christmas or birthdays a card with a cheque is the most effective present to distant god children or extended family, for instance when you don't know what they have or need - made out to the parent if you don't think they have an account yet. Of course you can use electronic transfer, often, to parents if you set it up, but that doesn't quite have the impact of a cheque in the post. So a cheque still has a use, I believe, even when you have very much reduced your cheque writing for other purposes. -
I believe "Dulwich" is deemed where Dulwich library is situated so left at Peckham rye and straight up Barry Road -
The solution for the cost of duvet washing is for each person to have their own single duvet like in Scandinavia. Then you can wash the duvet in your own washing machine. Get a heated drying rack if you don’t have a tumble dryer. -
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