Jump to content

Recommended Posts

One non fault accident (my stationary vehicle hit by another driver who admitted liability and whose insurers settled direct, ie no claim necessary from my insurer)and my car insurance is increased by 50% despite having protected no claims bonus!


How does that one work ?!?!?!? grrrrr


Makes a mockery of fault/no fault and no claims bonus!!

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/
Share on other sites

My sentiments exactly! Seems to be common with all insurer's though. I went onto confused.com and did two idential quotes, 1 with no "claims" 1 with a non fault claim - over ?100 difference :-( (admittedly better than my existing insurer).


Problem is although I didn't claim from my own insurance (or even use them), I technically "claimed" against the other driver's insurance so am deemed to have made a claim!


My low mileage, 100% reliable, owned for 11 years, rarely used "old banger" was written off (uneconomic to repair), I was given a pittance and now it costs me extra per year to insure the replacement because I was given the pittance. Not to mention I had to shell out a great deal more than my settlement figure. Very irritating!!!

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-354981
Share on other sites

Doesn't make sense. In fact if it was sorted through the other guy's insurance, you shouldn't even need no claims bonus protection!


When you're filling in your applications for other insurers, shouldn't you be filling it in with no claims instead of one "no fault" claim? It wasn't settled through your own insurance, so you haven't actually made any claims.

Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-355112
Share on other sites

I was in a similar situation when my insurance was up for renewal, I had a very minor crash where the other party was at fault, no claim made by myself as it was only a tiny dent but my premium went up even though I gained another year on my no claim bonus, figure that one out. Ended up changing companys but even so I did notice on the comparison sites I would get a cheaper price for no accidents/no claims than 1 non-fault accident/no claims.
Link to comment
https://www.eastdulwichforum.co.uk/topic/12915-they-lie/#findComment-355209
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Latest Discussions

    • I highly recommend Temi as a very skilled and reliable painter / decorator based in the East Dulwich & SE London area. She has completed many jobs for us over the past 10 years at our property on Overhill Road SE22 and also on Harlescott Road SE15, and we have always been thoroughly impressed with her work. We often leave her with keys and leave her to work her magic, fully confident that she's 100% trustworthy and will always do a fantastic job. If you're looking for a trustworthy local decorator who delivers exceptional work Temi is a great person to call. I'm not affiliated with her or her business in any way and actually found her through a recommendation on the ED forum over 10 years ago, i just like to recommend really good tradespeople who deserve a thank you. Temi - 07784 289024  
    • Wouldn’t hesitate to recommend Leon. Very reasonably priced and called out on the same day I contacted him! 
    • ''He caused chaos  in this country with his put down of everything British and his many dismal words about the effects of Brexit on this country.'' What utter tosh. Carney had to mitigate the effects of Brexit caused by plastic patriots like Farage. For example, immediately after the 2016 Brexit vote the BoE had to intervene fiscally by dropping interest rates and increasing QE in order to prevent the economy from taking a big hit.  They were unable to prevent the £ from crashing at the time, and it has since been worked out that the effect of that alone caused a circa £900/year hit to each UK household, which equates to the UK @ £450m/week.   There's reams of data out there that shows the economic damage Brexit has caused to the UK. Here's one looking at business investment, admittedly not very sexy but kinda important if you want to achieve economic growth. It's clear to see that prior to 2016 we had reached parity with some of our main rivals, but since then we've flatlined. All that Brexit has achieved is to win the race to the bottom. There's a reason why Farage never brought up Brexit at the last election, he knows himself it hasn't delivered on any of the promises, quite the reverse in fact.  Labour, stupidly, by saying they can make Brexit work have in effect given Farage a Get Out of Jail Free card...    
    • I don't remember this! What on earth were people feeding their dogs? Chalk?!
Home
Events
Sign In

Sign In



Or sign in with one of these services

Search
×
    Search In
×
×
  • Create New...