In answer to the question about insurance, premiums for commercial insurance of lock ups are extortionate and do not make it viable. The grounds themselves are insured but KCL have a large estate and to keep their premiums low, their excess is beyond our loss. Unfortunately it comes down to risk analysis or quite simply...a gamble. In respect of the members, our running costs over the course of a year are high, in the tens of thousands. We have pitch fees to pay, playing kit, first aid equipment, travel, playing insurance, maintenance, etc, etc. Our members support the day to day running of the club as we get no revenue from the bar or facilities in any way. We have to budget carefully to maintain cash flow and pay the bills on time. As we are not a profit-making organisation we cannot get credit on accounts. We manage this process very well and as a club have been in existence for 141 years. Unfortunately, there is only so much you can ask your members to pay before they find another club to play for. Many of these guys live in the area because of the club so having a health club is good for the businesses in the community. I do appreciate that this may seem like we?re after the easy option. The truth is quite the opposite. What we do have is a group of people from our local community who regularly use the services of many businesses in the area. Channelling this business towards those who support us is a win-win situation for all. We're not suggesting for a moment that we want the local businesses to donate ?3k. We're just letting people know our situation and whether their support can help us all. If we do organise a fundraiser, we'll be sure to post it here. We understand the flip side of organising event and think we can do much with support from others in kind, rather than a substantial outlay for little return.