I was approached on Farringdon Road today by a young lady, teary eyed, said she had just been in a bar (at this point I was feeling trepidation that a crime may have occurred) and had had an argument with her boyfriend and needed to borrow money home. She needed ?7 to go from Farringdon Station to Dorking. I could take one of her earrings as collateral, would meet me there again tomorrow to repay me, or I could speak to her mum on the phone. She offered me an earring twice and insisted they were real (they were giant pretzels painted in gold). She didn't convince me somehow, when I said 'no' she exclaimed, "I don't believe it" and as I walked away, heard her trying to flag another person down. Went past her on the bus and saw a suited gentleman stooping down to listen to her story. One thing for sure, she had been drinking. It's a hard call to make and if I had been in a different mood or if she had caught me at another time (or if she hadn't kept offering me her cheap earrings) I may have been more sympathetic. I have been caught out once by a girl in a supermarket carpark asking for bus fare home as she was alone and her parents hadn't given her enough dosh to get the bus home. I thought nothing of it and gave her the money which wasn't much but every penny was counted at the time, being a student. She immediately headed off to join a group of people who looked like her family! Small fry, I guess but it made me that little bit more cynical. Another time, a friend and I stopped on the Southbank as there was a teenage girl sitting on the ground weeping whilst numerous people walked by. We asked her if she was okay and she said she needed money to get to a hostel in Camberwell. We asked how much and when she said ?10, alarm bells started ringing in my head but my friend being quite naive got out a tenner and gave it to her. She did ask for more money at this point but did not get it. My friend may have even offered her a lift there instead but she declined!