He did say he was from medicare ,but my thoughts are that either he really isn't and is a fraudster as he specifically stated that the scheme was not up and running. He had no literature to leave me, his lap top presentaion looked like it had been possibly downloaded etc or the other possibility is that the whole company is a bit of a scam. No respectable company would want a payment straight away and be so reluctant to allow potential customers to contact existing clients .The sales spiel I got was identical to the one you received re percentages etc . Thank you so much for flagging this up as a warning:))