hi Ant, it costs me ?4.25 a week to fill it up with petrol. And road tax is ?15 a year, insurance is ?65 a year. I also have an alarm on the bike and a heavy duty chain. @losttheplot - I wear a protective jacket, full face helmet and trousers to work - not work clothes, which I carry in my backpack I attach to the bike - and don't go above 30 mph maximum. I aim to drive defensively, drive only in daylight hours and, as an ex cyclist and current car driver, felt confident enough not to feel I needed lessons. In many ways, I think I ride it like a motorised bicycle rather than like a boy racer, and at least I stop at red lights! However, lessons are naturally a personal choice, depending I think on how confident you feel, how far you'll be travelling, the size of bike, etc etc. Being only a 49cc bike, I can ride it forever on a car license without needing to take a test (but I need to display L plates, which makes this 44 year old feel like a teenager again ;-) My intention is to use it mainly for work commuting, following the same route every day, and maybe now and then to Borough market. regards sg