Personally, I'm quite glad of the housing market cycle. In about 10 yrs time, just in time for the next slump, I should have quite a tidy deposit saved. If I had at the moment, I'd definitely buy. This is sounding like a true capatilist - blame isn't single sided. Surely the investment banks who bought these repackaged debts were at fault too? I don't understand how, with any level of maths, you can make a bad debt look like a good investment. Although I'd be the first to admit that I could be easily confused. Very.