No, I live just by the toll gate and it's 75p each way for residents, as Keluar has said. But I've never heard the one about insurance not paying out for accidents on private roads......most of Dulwich is a private road! (I don't drive, so the toll isn't a problem) There are 4 trains an hr to Vic from Sydenham Hill, but it is deserted at night, and the walk from the platform is quite long, through the woods. That said, I've never had a problem (touchwood). I wouldn't walk on Low Cross Lane (the path opp the station) on my own in the dark, but that's about it. In terms of pubs, the only ones near are the Alleyns Head, which isn't great, and the Woodhouse. But Crystal Palace is about 20 mins walk, and there are loads :) I don't know about schools, I'm afraid, and as for the dogging on Grange Lane......I'm off to investigate tonight ;)........(there's not too much nightlife, if you can't beat them, join em!) PS you get your own family of foxes on the communal gardens in Breakspeare as well