I had someone crash into my discovery when it was parked on the road. It is also an old car with very few miles on the clock so my only advice is to make sure that the insurers know about the low milage. For me it made the difference between the car being a write off and the insurers paying for the car to be fixed so it does affect the value! You may have to push for them to send a man round to inspect the car as they usually just look at its age and make their judgement on that. Even when the man went to my garage, if the garage owner hadn't made a point of telling him about the low milage he wouldn't have looked at the dash at all. The thing is that the insurers only want to pay the absolute minimum if they can, so make sure you keep a good record of everything that goes on i.e. who you spoke to (incl last names!) and what was said on phone calls, notices from the police, photo record if you possible can etc.. If at the end the insurers start messing around with talk of "knock for knock" (believe it or not I had this!) then you have a good record and can threaten going to court. (I wouldn't actually go to court as it's not worth the hassle and waste of your time, but they usually give in if you stand your ground!) Good luck.