We had a party here last weekend for a large group of 7 year olds. The T-Shirt designs they created with Lou were absolutely excellent and the candy floss was a big hit too!
I'm self employed so the banks aren't keen to lend, even with the flat on a rent to buy option. It certainly wouldn't be enough to borrow to get a house anywhere South London-ish as the gap is so ridiculous as mentioned above.
I can't get on the second rung - I need about 300k to upgrade a 1 bed ED flat to a 3 bed ugly modern-ish maisonette. This is beyond what I can mortgage on my salary. A 2 bed flat with service charge doesn't really seem much of a step up to warrant bigging up the mortgage.