ernesto

the difference is, "them" is all made up personas.

all in places that have high unemp and social issues innnit

Jeremy Wrote: ------------------------------------------------------- > ernesto Wrote: > -------------------------------------------------- > ----- > > BTL are IO > > Not necessarily. Repayment BTL mortgages are not > all that rare. > > But yeah... if you can make it work so that the > income repays the capital in 20yrs or whatever, > then you're laughing... its why it was such an > attractive prospect for such a long time. But not > sure how anyone who's got into the game recently > could make it work. rtoo much

not dole street, but booorgeois street more pesto vicar ?

lorra lorra assumtions though

BTL are IO , usually only to 75% value the only escape route for a BTL landlord on this property , given IR future direction (up) is capital appreciation on the underlying asset itself. Given he has has to stump up say 200K in cash, he will need to cover the loss of income on this slab( lets not get into leverage, just to keep it simple) thus we are stuck in the mindset of requiring a permanet rising housing market to justify the risk- what do you think this will do to the availability of property on the market in the future - will ???s lovely transparent market eventually democratise house ownership and availability, or will it further consolidate it in the hands of the few ? factor in average wages and shizzle blates innit bludz

cannabis cafe

we have supported most despotic regimes in the past for our own ends, so its not surprising we can ignore this lot

and im outta here

without wishing to paraphrase cromwells loltastic adventures in Ireland , speculative landlords should be offered a binary choice to make good the damage they are responsible for lolz

you seem to think that the market will sort itself out and balance will prevail ? economics isnt a science you know.

???? Wrote: ------------------------------------------------------- > ...all my student places, and my contremporaries, > were privately owned shitholes (often by the same > two infamous brothers) across North London in > places like Belsize Park, West Hampstead, Tuffnell > Park, Queens Park, that would now be worth an > absolute fortune sorta irrelevant / if correct though I didnt want to bring up right to buy & the obligation foisted upon councils not to reinvest in further social housing- wee all know this and it seems churlish to state the obvious, but it seems to the ellyfant in the room thatcher and subsequently everyfeckinone else in power chipped away at the stock of affordable and secure accomodation - whether it was London or Leeds- and pushed the renter into the hands of private individual, without much of a safety net look at this shite http://www.independent.co.uk/news/uk/home-news/londoners-queue-overnight-in-subzero-temperatures-to-buy-one-bedroom-flat-for-400k-9998821.html 400K for a scabby one bedder in stratford - who can afford that on the average wage? the gap is filled by money from one of the last centrally planned eonomy dictatorships left. um

you know what i means innit unfortuntately, there is just not enough space on peckham rye for all the speculative landlord scummers graves, even if we rack them up goldfinger tower block style. broken brittan, where we curtsey before rapist royals and cliff richard still walks the streets( of barbados ) a free man

???? Wrote: ------------------------------------------------------- > oh the state/LA were such great landlords back in > the day.........oh yes. On the plus side, you > didn't have to actually pay your rent but you got > F*all done/mended/sorted etc whereas its all fantastic now isnt it.

Loz Wrote: ------------------------------------------------------- > ernesto Wrote: > -------------------------------------------------- > ----- > > yup- a full scale widespread tightening up of > landlord responsibilties, long tern tenant > > security, rent capping and the other vajazzle > that exists in say germany would help enourmously > but > > that is hardly likely to happen here- this is a > country that still lionises the parasite royal > family. > > Or a country that changed away from that 25 years > ago as there were no rental properties being made > available. > > Also, 'rent capping' does not exist in Germany. > They have 'rent controls' but that is only limited > to annual rises. The initial rental amount is not > controlled in any way. Which is why rents in > Berlin are rising at a very high rate. > > If you want capped rents, build council houses. germany has stability and protedcted status for long term tenants. once you are in, you have security.the entry point is another matter do you understand why there are not being any council schemes built nowadays ?

yup- a full scale widespread tightening up of landlord responsibilties, long tern tenant security, rent capping and the other vajazzle that exists in say germany would help enourmously but that is hardly likely to happen here- this is a country that still lionises the parasite royal family.

landlord buy to let scum most likely.

Jeremy Wrote: ------------------------------------------------------- > It is called "Asian Takeaway". Google for peckham > rye asian takeaway and you'll find it. > > They make the naan fresh, individually to order on > the spot. > > There is a juice bar/stand/shack next door, who do > some rather interesting concoctions. nom sometimes i wished i still ate meat,

people are not was wanky as you may expect - most threads on here are dog whistle goads, when a serious one comes up, I think people are sensible enough to provide a reasoned response. I certainly do.

animal lovers

you have jumped the shark with this one louisa poor show, back to troll academy night classes for you

Jeremy Wrote: ------------------------------------------------------- > Hmmm... would like to give it a go, but not > convinced the missus would sit through all that > foreign-ness. me neither usually , but this is worth it

natural news is barking though. like proper mad stuff

http://www.mcdonalds.co.uk/ukhome/product_nutrition.sides.44.mcdonalds-fries.html not british ones, just septic ones have 14 ingerdients apparently

you know what, bluster and low level goading aside, and gentrification n shizzle blates, I dont have an issue with Hispters. I was down at the village grocer ( ex costcutter) at about 1AM on sunday morning and it was full of them - pissed, giggly , utterly leathered. No evidence of faecal defication in their wake. neither was there vandalism or shirts off pigeon chested violence - just student/ student wannabbes scrabbling enough change togetheer for a bottle of voddie.