louisiana

There's nothing new in the vid except that there now appears to be the possibility of proving the case, legally, because certain documents have finally surfaced. Which seems to me to open up the possibility of class actions. If so-called due diligence produced certain results e.g. 28% of loans proven not to meet the criteria in any way (when the legal agreement said <1% (or was it lower?) AND the investment houses went ahead anyway AND those figures being in the paperwork and the rating agencies still triple-A rated the investments... AND then the same investment houses shorted the investments concerned, which is as the guy says tantamount to insider dealing... That's quite a bit of fraud in just one part of the chain. Hence the suggestion there that certain interviews should now be conducted to discover who in which organisation did what with the due diligence findings. Add that to the MERS/foreclosure saga ( mills fabricating paperwork with fake signatures etc etc) that is now emerging... As you say, the scandal is that governments have not acted. They will protect their own, so in a sense it's hardly surprising. I'd say that perhaps the only chance of action is class actions, hence the interest of the new documents that have now come to light re due diligence. (A pity we don't have class actions in this country.) I'm sure hundreds of lawyers are already on alert. Not that I'm a big fan of investor legal actions, but this does seem to be the only way that those who devised and benefited from these schemes end up paying. On foreclosures, I agree that it makes little sense for mortgagees to build up debt. But also the volume of foreclosures in the US is now such that the banks are ending up with a whole lot of property that they don't want, and it's killing the property market stone dead in quite a few places, with some neighbourhoods uninhabited and falling to pieces. Local councils are now starting to pursue a 'maintain it or lose it' policy with the banks, which the banks are then responding to by demolishing the houses concerned in order to stop the bills mounting. The end result is neighbourhoods (even of new houses) being bulldozed by the banks. The emergence of tent cities in affluent USA is perhaps something that five years ago I never expected to see, but there they are. Is it better for hundreds of thousands of former home-owners to be living in tents rather than in houses (that are being knocked down)?

Moos, this tactic has been used for several years. I work from home and have a lot of stuff supposedly delivered. Or did the policy change around 2002 (when it was already happening)?

It happens all the time. I've reported it in the past year or two. (I work from home and have actually watched them do it from my window next to the front door and facing the front footpath.) Most recently, though, several parcels have gone completely missing - and when that happens only the sender seems able to complain.

Thanks SteveT. Will pop down. computedshorty, the problem is that the whereabouts of the very slow leak is unknown, but the very gradual drop in pressure suggests there might be one. Have had the floorboards up in various places, and various bits of plumbing done to replace sections, and no joy yet...

Needless to say I had both crepes and crumble. Might make some scones today...

Huffington Post: *** Though some have chalked up the foreclosure debacle to an overblown case of paperwork bungling, the underlying legal issues are far more serious. Yes, swearing that you've reviewed documents you've never seen is a legal offense. But at the center of the foreclosure scandal looms something much larger: the question of who actually owns the loans and who has the right to foreclose upon them. The paperwork issues being raised by lawyers and attorneys generals have the potential to blight not just the titles of foreclosed properties but also those belonging to homeowners who have never missed a mortgage payment. So far, JP Morgan Chase, PNC Financial and Litton Loan Servicing have stopped some foreclosure proceedings in 23 states. Bank of America and GMAC, recently renamed Ally, have extended their moratoriums to all 50 states. Wells Fargo and Citigroup have said they are continuing with foreclosures, adding that they are confident in their documents and processes. But Citigroup has now backpedaled some on that assertion. The bank sent out a press release Tuesday that it was no longer using the law firm of "foreclosure king" David Stern, now under investigation by the Florida attorney general's office. "Pending the outcome of the AG's investigation, Citi is not referring new matters to this firm," the bank said in an e-mailed statement. Late last week, in an interview with the Florida attorney general, a former senior paralegal in Stern's firm described a boiler-room atmosphere in which employees were pressured to forge signatures, backdate documents, swap Social Security numbers, inflate billings and pass around notary stamps as if they were salt. ***

Anyone else following 'foreclosuregate', 'Linda Green', MERS, the securitization due diligence saga, and all the other sh*t currently hitting the fan in the US? http://georgewashington2.blogspot.com/2010/10/same-person-verified-billions-of.html http://www.youtube.com/watch?v=1j2esw2B8TI&feature=player_embedded#! Looks like this could be the next banking meltdown.

Right, apple crumble in the oven (which I have to wait for), and now crepes it is!

Sooo, who wants to go out in the dark to buy stuff? Not me. What can I bake to satisfy the craving? I have loads of different flour, big bag of sultanas, butter etc., yeast, lots of spices, hard cheese, milk, yoghurt, jams and marmalades and lemon curd, honey, loads of bramleys, masses of eggs etc.

Emerson Crane Wrote: ------------------------------------------------------- > Ted Max Wrote: > -------------------------------------------------- > ----- > > > Really??? Wow, you learn something new > everyday. > > I've touched a raw nerve here. Someone asking > how > > to conduct their lives on an internet forum is > > clearly as addictive as watching reality shows > > such as the x factor and BB for you, > > > > You seem angry, Emerson, and not a little > > confused. Has someone dumped you in public > > recently? > > Angry? no, confused, how so? Please expalin > yourself. No I'm married and possess life/social > skills. How about you? Do you have a partner, or > are you unloved. Your post came across as veeery veeery angry. Upset. Or p'haps no communication skills.

Etiquette is to raise your umbrella above head height of passers by, and perhaps to tip your umbrella handle towards those next to you (and hence the top away from them). Preferably both.

Okay, here's the next one. I've been told there's some stuff you (or your ever co-operative plumber) can bung into your central heating system to seal any leaks. But what's it called? Clearly not central-heating-leak-fixer-thingie.

waynetta, they are to be found in Homebase, called strong magnetic catch. Well done you. :))

YES, waynetta. Those are them!

???? Wrote: ------------------------------------------------------- > Rid yourself from ever having to buy cupboards > again by moving to IKEA Oh, I've never bought cupboards. These are 1930s floor-to-ceiling built in hall cupboards, with vast expanses of wood. That always seem to swing open when not attached...Drives me mad!

Gardeners, keep warm by climbing into your compost heap.

Dear Lazyweb, So I'm looking for some of those magnetic cupboard closure thingies. You know, where you shut the cupboard and the magnet thing on the door attaches to the magnet thing on the frame, and it stays shut. I have three floor-ceiling cupboards and I can't be arsed to secure the bolts all the time. So what are they called? I've hunted high and low on websites, but can't find 'the thing', probably because I'm not using the right words. Or I'm looking in the wrong place.

I'd be in Loz, only I don't go near the place, most recently on account the the frigging rats.

James Barber Wrote: ------------------------------------------------------- > The stats I checked after reading the first post > of this thread were at: > Metropolitan Police Crime stats by wards I'm in College ward. Burglary has fallen slightly, but is still above the average for London. I had a near-neighbour and friend (across the road, not young) who sold up and left London following a burglary. If people you know on your road, or in neighbouring roads, are being burgled, then it doesn't seem that far away (and I have been burgled in the past). This is in a road where many people are at home all day and are watching what goes on in the street. (The neighbour had popped out for no more than 10 minutes - they were clearly watching the property.) College ward also has some extremely high figures for fraud and forgery. Three times the London average - and I imagine the London average is not low in national terms. James, do you have any idea what that is about? What specific types of crimes? I know it's not your patch, but any ideas on what people might be up to?

The Lycian was in Turkey. Spectacular coastal route. Check out Kate Clow's website and book - she designed the route.

SCSB79 Wrote: ------------------------------------------------------- > >the person who sat down before typing Is 'sitting down' key? Did you know they were sitting down? Is typing somehow different when sitting down? Strange person.

Sheepdog Wrote: ------------------------------------------------------- > Which restaurant would people suggest is the best > in ED for giving one's girlfriend the old > heave-ho? Obviously one doesn't want to make it > too expensive, or be so cathedral-quiet that > people might notice a scene. This sounds like a job for Domino's Pizza. Which is probably your kind of 'restaurant'. Unless of course you're a turkey twizzler kind of arsehole.

Coldcut - Autumn Leaves

Ah, I thought this was a thread challenging the laws of physics.

mockney piers Wrote: ------------------------------------------------------- > In all fairness, when I was growing up every > school in the country was basically a faith > school. Christian assembly was required by law Last time I checked, it still was. As it stands, daily collective worship is compulsory, and must be must be "wholly or mainly of a broadly Christian character". Individual heads may decide to deviate from what the law and regulations state, but...