Hello, we're having some major renovations on our house and due to that, and the fact we're moving out for the duration, we've been advised we need soecialist insurance. I've gone to a broker and the cheapest annual insurance they've quoted is almost ?1200 for the year, with no option to pro rata for the much shorter time it's likely to take. So just to ask please if anyone has had a similar experience and found a more cost effective solution please? Many thanks.