hello, just to add more to it - our credit card was used for Norwegian transactions, our credit card company spotted the out of character transactions and phoned to check before it got too expensive. I had not been out of SE21/SE22 during the week in question. Got the cash back, new cards etc, and then they spotted a very dubious transaction, me shopping at Decathlon Surrey Quays, and phoned hubby to query that transaction too. There is no escape. Shopping will be uncovered by the bank friud squad and no secrets are left!! To be honest I am a bit suspicious of the same brand of garage but in SE21/Herne Hill area. Maybe run by same people?