greenwater

I freelance and am just coming to the end of my year with baby. You definitely need to earn more than a perm - that is the basic rule of freelancing - more risk, more reward. I am set up as a ltd company so am employed by myself (not self-employed) - strange but true. You do get SMP with a ltd company but mine will be in the form of a tax rebate so will come later so this needs factoring into your finances. Re mortgage, it is harder. As others have said, most high street banks wont even consider you without 2 or 3 years accounts. This said, I went to a small building society who were more flexible as there was a human at the end of the phone. They lent to me after 1.75 years, but we had a decent LTV and my hub is PAYE. I would encourage anyone to freelance; there are many advantages but you need a bit of time to get established financially.

Hi, We currently have a 9 month old and 15 month old. I am guessing it will be mostly kids under school age given the timing, but there is no age limit. I guess it's as much for the parents as the kids :). Does that help? Would be great to see you there.

A couple of French/English families are planning to meet soon for coffee and would like to extend the invite to others. If you would like to come along and meet other French speaking parents and children, or just chew the fat about all things French, then please feel free to join us at The Victoria Inn on Friday 3rd August at 11am. A bientot! Teresa

Hi, I'm a first time mum due 20th Oct at Kings. I'm working full-time but finish this Friday (woohoo!) so would be up for meeting other mums-to-be for coffee / drinks / a stroll in the park. Is it possible to be added to your distribution list? My mail is moolow@hotmail.com and my name is Teresa. Hopefully meet some of you soon :)