Another cloning (yawn) to add to the list: whilst in Somerfield yesterday my debit card wouldn't work at the checkout because I'd mysteriously gone overdrawn, overnight. Turns out that my bank hadn't spotted anything unusual and had authorised several purchases in Canada which more than emptied my account (and within only a few hours of my using the card for regular local stuff, so I couldn't physically have been in Canada unless I'd teleported there. Which I hadn't.). It sounds as though other banks are more on-the-ball as I only ever use the card for supermarket shops or on LL, so the whole being-in-Canada thing was 'unusual activity', but they still didn't block the card till I called them to find out where the money had gone. Sigh. The really irritating thing, of course, is that because it's a debit card rather than a credit card, it's 'real' money that's vanished out of my account, and could take weeks for Barclays to process the refunds, so we'll be living on fresh air till it's sorted. Maybe I should have kept a back-up credit card for just this kind of situation...