I'm really not liking this news about the HSBC ATM. I called HSBC recently on a totally different matter, only to be told my card had been cloned. I was given 2 options, 1) change pin and keep card, 2) Cancel card and have another re-issued. Ideally I would have liked to have taken option 2, but as I was going on holiday I went with option 1. I ended up changing my pin at the HSBC ATM. It's like a vicious circle. Better have a new one issued, the black ink was rubbing off the numbers anyway.