So I found out the hard way. Paid my ?50 for an advertisement to go into the September issue.... chasing my contact for the last couple of weeks, and last night finally got a response from him that Dulwich Life was in Receivership and he was "sorry"! If he still has my cheque he will return it... what are the chances. Has anyone else paid up front for an advert that is not now going to appear..?(6)